Category: Finance

Stephen Ross discusses how he serves his clients by making the best decisions on health Insurance.  Listen to the interview on the Business Innovators Radio Network: https://businessinnovatorsradio.com/interview-with-stephen-ross-ceo-of-ross-insurance-brokers-dave-ramsey-trusted-provider-discussing-health-insurance/ When making decisions about health insurance, people must consider their needs and preferences. They should consider the type of coverage they need (e.g., preventive care or chronic illness management) and whether they have specific providers that they want to use. Also, compare deductibles, copayments, coinsurance, out-of-pocket limits, prescription drug plans, and network size before making a decision. Make sure to understand any exclusions…

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Jay Hummel discusses the best practices for financial planning firms that want to grow revenues with operational effectiveness.  Listen to the interview on the Business Innovators Radio Network: https://businessinnovatorsradio.com/interview-with-jay-hummel-ceo-and-co-founder-of-wealth-advisor-growth-network-wagn/ Financial planning firms are in an ideal position to capitalize on growth opportunities with increased operational effectiveness. By following best practices for financial planning, firms can maximize their profits and minimize potential losses due to inefficient business operations. One of the essential steps in any effective financial plan is establishing a budget that sets the parameters for how much money should…

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The inflation rate today is widely reported and much discussed. Yet, the most commonly reported number, 12-month inflation, is too broad to determine where inflation is heading next.

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Steven Lippman discusses Fixed Indexed Annuities; listen to the interview on the Business Innovators Radio Network:  https://businessinnovatorsradio.com/interview-with-steven-a-lippman-lutcf-mba-founder-of-lippman-insurance-group-discussing-fixed-indexed-annuities/ Steven explained: “Fixed-indexed annuities are popular retirement planning tools that offer several benefits. This type of annuity provides fixed income with the potential to earn interest linked to the rise and fall of stock market indices. By understanding the top five benefits of these annuities, you can make an informed decision about how it fits into your long-term financial strategy.” Guaranteed Income Stream for Life An individual investing in a fixed-indexed annuity is…

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Scott MacKillop discusses the top benefits of using a Turnkey Asset Management Provider for financial planning firms.  Listen to the interview on the Business Innovators Radio Network:  https://businessinnovatorsradio.com/interview-with-scott-mackillop-ceo-of-first-ascent-asset-management/ Scott explained: “One of the major advantages of using a turnkey asset management provider is that they offer various services to help manage investments more efficiently. This includes research and analysis, portfolio optimization, performance monitoring, risk management, rebalancing, tax planning, and cost savings. They can also provide advice on how to utilize resources best. Additionally, they can handle the paperwork associated with…

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Because Social Security is a necessary part of a comprehensive retirement income strategy, there are important considerations before choosing to claim early. Working with a financial professional is crucial in coordinating these types of benefits. Listen to the interview on the Business Innovators Radio Network:  https://businessinnovatorsradio.com/interview-with-andrew-carrillo-president-and-founder-of-barnett-capital-advisors-discussing-social-security-claiming-options/ When deciding when to claim Social Security, it is crucial to understand the impact that this decision will have on retirement. Different claiming strategies, such as delaying or changing benefits, may affect the total lifetime Social Security benefit and other aspects of retirement income.…

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Steven Lippman discusses Hybrid Life/Long-Term Care Asset Protection Plans. Listen to the interview on the Business Innovators Radio Network:   https://businessinnovatorsradio.com/interview-with-steven-a-lippman-lutcf-mba-founder-of-lippman-insurance-group-discussing-hybrid-life-long-term-care-plans/ Steven explained: “Hybrid life long-term care plans offer a range of benefits, enabling individuals to remain independent and in control of their own financial lives for as long as possible.  Additionally, hybrid plans often provide additional features such as inflation protection or waivers of premiums if health deteriorates.” Hybrid life long-term care plans are also beneficial in terms of estate planning. Providing a range of options for funding and managing…

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Stephen Ross discusses how he serves his clients by making the best decisions on term life insurance and able the new type of term life with living health benefits that can pay out while you are alive. Listen to the interview on the Business Innovators Radio Network: https://businessinnovatorsradio.com/interview-with-stephen-ross-ceo-of-ross-insurance-brokers-dave-ramsey-trusted-provider/  When making decisions about term life insurance, one must consider their current financial situation and long-term goals when selecting the right option. It’s also essential to determine how much life insurance they need to cover potential costs such as funeral expenses, medical…

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Josh Millang discusses IRA Maximization Concepts.  Listen to the interview on the Business Innovators Radio Network: https://businessinnovatorsradio.com/interview-with-josh-d-millang-president-of-retirement-protectors-discussing-ira-maximization-concepts/ Maximizing an IRA is a smart financial move that can help people build economic security for themselves and their families. There are several strategies they can use to maximize the potential of their IRA, such as contributing the maximum amount allowed by law, taking advantage of tax-deferred growth, and utilizing catch-up contributions if they’re over 50. Contributing the Maximum Amount Allowed by Law: As long as a person is below a certain income…

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On a recent episode of Megabucks Radio with Nina Hershberger, Registered Investment Advisor, Alan Porter, discussed the value of life insurance products to reduce or possibly eliminate both debt and taxes. This sets people up to have more spendable income now and in the future for a tax-free retirement.

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